Earlier we gave you 4 tips for Happy Home-Based Business Partners. Now we’ll cover 4 more.1. Give Up Every Now and Then – Just like in a marriage, you must learn to compromise in your home-based business. You can’t always have it your way; you have to learn how to give in to what your spouse is doing sometimes. You have to consider your spouse and their ideas and needs in order to make the business work.2. Remember Why You’re Doing What You’re Doing – Keep focused on the fact that you’re building a home-based business for your family and use that as your motivation. Remember that when times get difficult or stressful, there is a light at the end of the tunnel.3. Leave Something Behind – Proverbs 13:22 says a good man leaves an inheritance to his children’s children… Use your home-based business as an inheritance to your children and their children. Imagine teaching your children all of the skills you have learned and developed while building your business. Do you think they will be ready for the real world when they get out of school? Of course they would.You would have left them with something that no one can take away from them. You would have taught them how to be self-sufficient and how not to depend on someone else giving them a job in order to provide for themselves.4. Create Your Legacy – Make sure that your name (and your spouses) is a good name. Make sure that when people hear your name they think honest, integrity, intelligent, character, encouraging, fair, loving, hard working, etc. When people think about the two of you they should have the upmost respect for you and what you have done in your home-based business.So before you and your spouse take on the task of building a home-based business together, remember these points. And if you are already in business together you may want to re-evaluate your partnership and make some changes so that it is prosperous financially, emotionally, mentally and spiritually.Make sure you read the Resource Box for more information on a great home-based business and follow the instructions there.To YOUR Success,Rodney

Property Investing For Wealth CreationProperty Investing For Your Retirement FundProperty Investing For Your SecurityWhy property is the I.D.E.A.L investmentYou want to invest for your future but don’t know which asset class (shares, property or business) to invest your hard earned dollars into?
This is a question that is posed to us time and again. There are benefits and risks when investing in any asset class however we have personally
found that investing in residential property has given us a great return on our investment with the least amount of risk. You can invest in
property even when you have little or no equity, don’t own your own home and have lots of bad debt.We call property the I.D.E.A.L investment because it provides:IncomeDepreciationEquityAppreciationLeverageAll of the above are critical factors that the rich use so successfully to build their wealth and which you can also use to build your wealth.Let us explain further why property has been the I.D.E.A.L investment class.Income – investing in property has allowed us the opportunity to earn additional income on a regular basis through the collection of rent on the property(s).
We use the rent to help pay off the monthly mortgage payments and/or expenses associated with the investment property(s). This along with other benefits allows
us to live a comfortable lifestyle while continuing on with our successful wealth creation strategies.Our long term strategy is to pay down the mortgages and then use the rental income as disposable income to live off.Depreciation – another form of income that property investing provides us is tax deductions in the form of depreciation allowances. The Australian Taxation
Office allows property investors to depreciate the value of their investment properties and claim the amounts as tax deductions against the income. Maximum
depreciation benefits can generally be achieved from new properties however renovated older properties can also provide significant depreciation benefits.
When we started investing in property, our strategy included purchasing brand new properties with high levels of depreciation so that we could utilize the
tax benefits to sustain the investment property while it grew in value. Depreciation schedules can be obtained from registered Quality Surveyors while your
accountant should be consulted for tax deductibility of the items on the schedule.Equity – is why we invest in property. Equity can be defined as the amount that a property has increased in value over time for example, if you buy a property
for $300k and after some time it grows in value to $400k then the difference ($100k) is simply termed equity. Equity is great because you don’t have to work
hard to get it, it just happens over the course of time, even when you sleep. To accelerate your wealth creation the increased equity can then be taken out
and used as deposit(s) to purchase additional investment properties. This is basically how many of the well known and successful property investors built their
portfolios.As our properties grow in value, we use the equity to purchase more and more properties. Equity grew quicker as we purchased more properties which in turn
accelerated our capacity to purchase more properties. Each time a property grew in value, we would revalue the property and draw down the available equity to
purchase the next opportunity. Some of our properties have grown by 30% yet had we tried to save this amount of money while working in the “rat race”, we would
never have been able to buy more than one property. Equity has given us the power to buy multiple properties in a very short time frame and grow our net wealth.Appreciation – property values increase and decrease just like any other investment vehicle however when you look at property over the longer term, it generally
always increases in value and therefore provides low risk investing. We prefer property for this reason and put simply, people need somewhere to live. We have
approximately 120k people migrating into this great country each year and the size of our family units are reducing hence the requirement for more properties for
people to live in is on the increase. When looking to buy an investment property we look for areas that are experiencing population growth or are expected to grow
in the longer term. Population growth helps to ensure that there is demand for property and following the supply and demand principal, appreciation in property
prices is highest in areas of greatest demand. Our genuine wealth has come from our many properties appreciating in value over time.Leverage – in property investing terms can be defined as the ability to do more with less. Leverage is by far the most powerful feature in property investing and
has got to be one of the many wonders of the world. Without it we would still be trying to buy our first investment property. Leverage has allowed us to maximize
what we have and to create serious wealth. Borrowing more on an investment property than what you paid for it is what leveraging is all about. How great is that.
You can use someone else’s money i.e. the banks to grow your wealth. Banks will lend you up to 80% of the value of the property and in some cases, borrow more at
competitive interest rates. Property allows more borrowing capacity than any other investment class because the banks view it as low risk.Put more simply you are required to put in less of your own money up front when investing in property than you would if you were investing in any other investment
class. This means that you will be able grow your portfolio much quicker because you will need less of your own money than you would with other asset classes. If
you can at least double the return on what it costs you to own an investment property then you are ahead of the game and on your way to creating serious wealth.
The more that you can borrow at 7.5% interest that is returning 15%, the wealthier you will get.How many other investment classes provide this many compounding benefits. For us property is the I.D.E.A.L investment class. We don’t know of any other investment
class that provides us with an income while at the same time allowing us to depreciate the assets’ value while at the same time watching the asset appreciate in value.
Appreciation of the asset increases the equity which in turn allows us to gain maximum leverage by borrowing to purchase more property. Repeating the cycle again and
again and again creates wealth at an ever increasing rate, how good is that.Happy InvestingPaul Toozehttp://www.PropertyBooks.com.auA leading resource for property investors

If you own rental properties then you are probably familiar with all of the headaches that go with owning, maintaining, renting and repairing your property. It’s amazing how fast a profitable cash flow deal can go negative when the property management is mishandled. Whether or not you have the resources to support your properties through repairs, evictions, vacancies and the other money suckers that every investor knows – all investors would agree that it’s much better to avoid as many of these costly cash drains as possible.

Many costs of owning rental real estate cannot be avoided. At a certain point in time, every property will need a new roof; when tenants move out, you will need to pay for cleaning, do minor (sometimes major) repairs, and so on. One way to try to mitigate as many of these costs as possible is to minimize the biggest cash sucker of them all: vacancies. Having an experienced property manager in charge of your properties can make a huge difference in this area.

There are two main ways that superior property management can reduce the amount of time that your properties sit vacant, sucking money from your pocket. The first is preventative: place highly qualified tenants in your property to begin with. This is achieved by thoroughly screening prospective tenants. The second is through active marketing and timely management of the clean up to get your property re-occupied as soon as possible.

Many new or inexperienced investors fall into the trap of wanting to fill vacancies quickly at the expense of accepting only partially qualified tenants. While everyone’s personal criteria for what they will accept when screening tenants varies, I can tell you that, for the most part, the stricter you are, the more likely you will be to secure tenants that fulfill the obligations of their lease. While accepting someone with a few blemishes on their credit history may not end in an eviction or a broken lease, I have seen this scenario play out more often than not with less qualified tenants.

Here’s where good property management comes in. If you hire a property manager, they are not going to get emotional about the process of occupying your rental. They have criteria that they will stick to. Many investors, when leasing their own properties often overlook what a tenant looks like on paper and allow the new tenant’s pleasant personality to affect their decision. This is often a mistake, one that a good property manager will not make.

So, whether you hire a property manager, or learn the skills of property management yourself, keep in mind that the single most important factor in keeping your rentals profitable is reducing vacancies. Achieve this through thorough up-front screenings of new tenants and by an aggressive marketing campaign to find qualified tenants to fill your vacancies quickly. Always remember though, it is better to wait an extra month for a qualified tenant than to put a questionable tenant into your property who may need to be evicted three months down the road.

How serious are you in your search for jobs in advertising?

The function of advertising is needed in every organization from the very smallest of companies to the larger Fortune 1000 employers. The job titles for the advertising profession varies greatly based on experience and education level.

There are thousands of advertising jobs posted all over the internet. Advertising jobs are found on employer sites, job boards, recruiter sites and niche sites specifically focusing on the advertising profession.

Advertising recruiters specialize mostly in the higher end advertising jobs and also have access to a wide variety of advertising jobs that are not advertised in the usual places.

Besides the traditional sites, you should consider using job portals. A great job portal to search search for advertising jobs is a site called WorkTree.com. This site is the most comprehensive job portal on the internet which combines nearly all the sources of advertising jobs into one place.

WorkTree.com has several power job search engines where you can enter your advertising search criteria and their job search engine scan thousands of internet sites in seconds and brings back all the results onto one page.

Working with advertising recruiters can help you get the inside track on many hidden advertising jobs.

Recruiters work with the hiring manager at companies and are given the task to find professionals in the advertising field. Recruiters get paid after they place an advertising professional at the company.

Recruiters in the advertising profession fall into various categories such staffing, retained search, permanent placement, and temporary placement.

It’s in the advertising recruiter’s interest to place the best and highest paid job seeker with the company. They higher the starting pay for the placed advertising professional, then the higher their commission.